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Information on getting pre-approved
It is essential for home buyers to get pre-approved for a mortgage prior to looking their new home. The pre-approval process with a mortgage professional will help to answer questions realted to financing and home ownership before an offer is made. Here are some other benefits to getting pre-approved.
Time Savings
Buyers save time by estabilishing realistic price ranges. In return, this allows your real estate agent to only show you houses that you know you can afford.
Seller Motivation
Pre-approval documentation will give sellers the confidence in your closing ability, which could prompt them to negotiate down to their best price.
Programs for First Time Home Buyers
First time home buyer programs offer a variety of unique benefits such as; bond or grant money, closing cost allowances, and special incentives only available to first-time home buyers.
Credit Planning
During the pre-approval process, a mortgage professional will be able to make recommendations if a buyer is challenged with credit problems or needs creative approval strategies; such as paying off debt.
BJ Pederson, REALTOR® I RE/MAX Results I 507.287.7732 I 4600 18th Ave NW, Rochester, MN 55901